Personal tax planning for individuals and families
Our personal tax planning services are not restricted to businesses; we have a dedicated personal tax planning team, skilled at dealing with all individual and personal tax issues. Whether you need assistance with your self assessment tax returns or advice on inheritance tax planning, we at Silver Throne are here to help you.
Our personal tax planning services include
One team for all of your personal tax affairs.
- 1Minimising your income tax liability
- 2Minimising capital gains tax
- 3Minimising inheritance tax
- 4Non-dom and international tax
- 5Completing and filing personal tax returns
- 6Making Tax Digital for Income Tax
For employees, directors, landlords, investors and families.
Our Personal Tax Planning Services include
Practical advice from chartered accountants and tax advisers, so you pay the right amount of tax and not a penny more.
Advice on minimising tax liability on income tax
Without an effective tax strategy, you could be paying more tax than you owe. Our helpful advice on how to keep liability on income tax to a minimum could save you thousands of pounds a year.
Read more ›Advice on minimising CGT liability
When it comes to capital gains tax liability, there are multiple methods of keeping them to a minimum. Our experienced team of chartered accountants can advise you on the best methods of keeping CGT to a minimum.
Read more ›Advice on minimising IHT liability
If you are looking to take care of your loved ones, make sure that you have an expert in your corner. Silver Throne can advise you on how to pass on as much of your estate to your family as possible.
Read more ›Advice on minimising non-dom tax liability
If you are planning to make the UK your new home, then you will be entitled to pay your fair share of tax. As the rules are different for people arriving from overseas, our expert advice can make sure that you are paying the correct amount of tax. Since 6 April 2025 the old non-dom rules have been replaced by a residence-based regime, including a four-year relief for foreign income and gains for new arrivals.
Completing & filing personal tax returns
Returning the tax form can be daunting. If done incorrectly, you could be paying the wrong amount of tax for the whole year. With our personal tax services, we can complete the relevant forms for you and make sure everything is in order.
Making Tax Digital for Income Tax
From 6 April 2026, landlords and the self-employed with qualifying income over £50,000 must keep digital records and send quarterly updates to HMRC. The threshold falls to £30,000 from April 2027. We set up the software and file the updates for you.
Read more ›Who we help
Personal tax affairs get more complex as your income and assets grow. We advise:
Higher earners
Protecting the personal allowance above £100,000 and managing pension tapering.
Company directors
The best mix of salary, dividends and pension contributions.
Landlords
Rental profits, mortgage interest relief, property sales and incorporation.
Self-employed
Allowable expenses, payments on account and Making Tax Digital.
Investors
Shares, crypto, ISAs, EIS, SEIS and VCT investments.
International individuals
Residence, foreign income and gains, and double tax relief.
Families
Gifts, trusts, wills and inheritance tax planning.
Retirees
Drawing pensions tax-efficiently and planning for the 2027 inheritance tax changes.
Key self assessment dates
Miss a deadline and HMRC charges penalties and interest. We track every date for you.
- 5 OctoberRegister for self assessment if you are newly required to file.
- 31 OctoberDeadline for paper tax returns.
- 31 JanuaryOnline return due, with any balance owed and the first payment on account.
- 31 JulySecond payment on account due.
Why choose Silver Throne
- Chartered accountants and tax advisersQualified specialists who look at the whole picture.
- Planning, not just complianceWe look for savings before the tax year ends.
- Clear fixed feesAgreed in writing before work starts.
- HMRC handled for youWe deal with letters, enquiries and disclosures on your behalf.
How it works
Simple, year-round support for your personal tax affairs.
Initial call
We understand your income, assets and goals.
Proposal
A clear scope and fixed fee in writing.
Records
You share your documents securely online.
Plan & file
We prepare your plan and return for your approval.
Ongoing review
Before each tax year end and after every Budget.
Need help with your tax return or a personal tax plan? Tell us what you need and we will send a tailored proposal.
Request for Proposal ›Speak to our personal tax team
Whether you need assistance with your self assessment tax return or advice on inheritance tax planning, we are here to help. Call us on 0333 880 8400.
Related services and insights
This page gives general information only and is based on our understanding of UK tax rules for 2026/27. It is not advice for your circumstances. Please speak to a member of Silverthrone before acting.
