Business services · Funding

Business funding

Whether you need working capital, finance to grow or a way to spread a large tax bill, we help you understand your options, prepare a strong case and introduce you to specialist funding houses.

How we help

1Assess
How much you need, what for, and whether improving cash flow could reduce it.
2Prepare
Accounts, forecasts and a clear funding case that lenders can rely on.
3Introduce
An introduction to specialist funding houses suited to your needs.

Funding options we can help you explore

The right type of finance depends on what it is for, how quickly you need it and how you will repay it. We help you compare the options before you commit.

Business loans

Term loans and facilities for investment, expansion or refinancing, repaid over an agreed period.

Working capital and invoice finance

Release cash tied up in unpaid invoices or stock, and smooth seasonal peaks in your cash flow.

Asset finance

Spread the cost of vehicles, machinery and equipment through hire purchase or leasing.

Tax funding

Pay a large Corporation Tax, VAT or Self Assessment bill on time and spread the cost in monthly instalments.

Compare it with an HMRC payment plan first. Pay your HMRC bill →

Property finance

Commercial mortgages and finance for business premises or property investment.

Growth and investment capital

Equity investment for growing companies, including schemes such as EIS and SEIS that offer investors tax relief.

Tax efficient investments →

Working capital

Improve your cash before you borrow

Borrowing is not always the first answer. Freeing up cash from your own working capital cycle can reduce how much you need, or remove the need altogether, and it makes any funding application stronger.

We have the resources and capabilities to support you in the following areas.

  • Detailed action plans to generate cash and make sustainable improvements
  • Working capital benchmarking against your peers
  • Identifying improvement opportunities in the working capital cycle
  • Reviews and analysis of short and longer-term improvement opportunities
  • Implementing sustainable working capital reduction programmes
  • Compliance and ongoing monitoring for smooth operations
  • Identifying and improving commercial terms
  • Creating a ‘cash culture’ that balances cash, cost and service

How it works

  1. 1Initial discussionWe talk through what you need the funding for and your timescales.
  2. 2Review your positionWe look at your accounts, cash flow and existing borrowing.
  3. 3Prepare your caseManagement accounts, forecasts and the information lenders will ask for.
  4. 4IntroductionWe introduce you to specialist funding houses and support you through to a decision.

We can, and are here to help

Contact us for a detailed discussion about your funding requirements, and find out how we help our clients choose the right strategies to grow profitably.

Related services and insights

Silver Throne is not a lender. We offer limited credit broking activities and refer clients to associated entities to process finance applications. Any finance is subject to status and the lender’s own terms and conditions. Security may be required, and the cost of borrowing should be compared with other options before you commit.